Member-Owned Group Captive Benefits
Group captive insurance can help best-in-class
companies take control of their insurance, lower their
total cost of risk, and make their workplaces safer.
About Captive Resources
As the leading consultant to group captives, Captive Resources helps entrepreneurial companies reimagine commercial insurance by becoming owners of their own insurance company rather than buyers of insurance policies.
For many companies — especially mid-sized companies — commercial insurance can be a difficult and complex challenge. Conventional insurance brings with it a frustrating lack of transparency and control over premiums, claims processes, and overall costs. Since Captive Resources’ inception, our team has understood the impact that lack of control can have on a company’s financial outlook and employee safety.
Contact us to learn how member-owned group captives can help best-in-class companies looking to avoid the volatility of the traditional commercial insurance market.
Get StartedDiscover What Captive Resources
Can Do For Your Company
Reduced
Insurance Costs
We minimize operational costs by unbundling services and reducing overhead. These savings go straight back to the group captive owner’s bottom line.
Customized
Premiums
Traditional insurers develop premiums based on industry averages and state rates. We use the insured’s individual loss history to determine a custom premium.
Insulation from
Market Fluctuations
As a group captive member and insurance owner, you could be less susceptible to the ever-increasing and unpredictable costs imposed by conventional insurers.
Improved Risk
Control and Safety
Our captive clients devote a significant portion to loss prevention to help members improve risk control methods and reduce factors that commonly lead to losses.
Significant
Profit Potential
Group captives are able to return unused loss funds in the form of dividends. Members can also earn investment income on capital and cash collateral.
Increased Control Over
Claims Management
Our process focuses on driving claims to closure and lowering costs. As such, member-owners are actively involved in claims administration.
The Coverage
Needed
We assist captives in tailoring coverage for their specific needs, and work to ensure that coverage offerings continue to align as the captive grows.
More Time
for Business
We support our captive clients — from risk control and safety services to claims advocacy, finance, investment, underwriting, meeting facilitation, and more.
Lower Your Company’s Insurance Costs
Find out how Captive Resources
can benefit your business.