Check Out Global Captive Podcast with CRI’s Mike Foley

On GCP #50, CRI President Mike Foley talks about the value of group captives, hard insurance markets, and much more.

Listen to the Podcast
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Reimagining Commercial Insurance to Work for Businesses

When our founders created Captive Resources (CRI) over 35 years ago, they set out to answer a simple question: How can we reimagine commercial insurance to benefit insureds rather than insurers? Companies relying on commercial insurance programs were (and still are) plagued by challenges like a lack of control over premiums, little transparency into insurance programs, and little, if any, emphasis on helping companies reduce their cost of risk.

CRI decided to create a better way. We developed a member-owned group captive model that allows companies to become stakeholders in their own insurance company. For group captive members, the result is greater control over insurance coverage, premiums based on actual loss experience, and the potential to earn dividends for better-than-expected loss performance.

Nearly four decades later, CRI remains the industry leader in member-owned group captives. Today, we provide our expert consultation services to over 40 group captives comprised of more than 5,000 member-companies from across the U.S. Our lasting success is a testament to our team’s dedication to empowering businesses to take control of their insurance destiny.

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Greater Control of Insurance Costs

The group captives that work with us base premium on members’ individual loss experience, not state rates or industry averages.

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Improved Workplace Safety

Our group captive model incentivizes members to develop workplace cultures that exemplify the best safety and loss prevention practices.

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Profit Potential

When members improve workplace safety and outperform loss expectations, our model returns those unused underwriting dollars in the form of dividends.

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New White Paper from the Insurance Information Institute

For 60 years, the Insurance Information Institute has been the leading independent source of objective information, insight, analysis, and referral on insurance for a wide range of audiences. Its newest white paper provides expert insight into the member-owned group captive option.

We Take Service Seriously

“In the 20+ years that we have partnered with Captive Resources, they have distinguished themselves from our many other business relationships by their competence, their reliability, and their professionalism. They have consistently given us more than we have expected. We have been extremely pleased.”
F. Christian Haab, Jr. — CEO | F. C. Haab Co., Inc.
“Over the past 20+ years, it’s been great working with our friends at Captive Resources. Their captive model has been consistent since day one. Our captive clients enjoy lower net costs, no longer worry about their insurance, and some say that joining a group captive is the best business decision they’ve ever made!”
Steven P. Buterbaugh, CPCU, AAI — President/Principal | McConkey Insurance & Benefits
“The best business decision I ever made was starting my own company. The second best business decision I ever made was joining a group captive. Captive Resources’ team of leading-edge professionals has my complete trust. They have been an extremely important part of my company’s success.”
LoRayne Logan — President | workplace
Member-Owned Group Captive Insurance Companies

Intro to Member-Owned Group Captives

If you’re new to group captive insurance, we have what you need to get up to speed. Learn the basics of our member-owned group captive model — how it can help you take control of insurance costs, what type of companies are best suited for it, and how it's designed to reward workplace safety.
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Medical Stop Loss Group Captives

Health insurance is vital for many employees — unfortunately, employers feel they have no control over it. To help companies address the volatility, CRI advises two medical stop loss captives for companies who self-fund or are interested in self-funding their health coverage.
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Group Captive Insurance Companies: Member-Owned, Member-Controlled

Are you frustrated with the lack of control your company has over insurance premiums, coverage, and claims? Then check out this video.
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$2.5
Billion
in Dividends Returned to Member Companies
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5,000+
Member Companies Across 40 Captives
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98%
Member Retention Rate Year-Over-Year