Broker Resources — Umbrella Services

Broker Resources Insurance Services, LLC is a wholesale broker dedicated to placing Umbrella/Excess/Buffer placements for group captive members that work with Captive Resources (CRI). A joint venture between CRI and The McGowan Companies, Broker Resources is a privately-owned managing general underwriter (MGU), program administrator, and wholesale broker.

CRI formed Broker Resources in 2016 to differentiate group captive members as higher-quality insureds to the Umbrella/Excess marketplace. As the market better understands the quality of our group captive members, we anticipate member-insureds will benefit from additional expanded terms, differentiated pricing, and increased premium stability.

Broker Resources Placements

Broker Resources (BR) has proven to be a valuable resource for CRI broker partners, placing mono-line excess. Often the final piece of the captive placement puzzle, BR leverages its mono-line excess experience to solve the myriad problems posed by an ever-changing marketplace. In its first five years, BR helped more than 360 group captive members find competitive solutions for their excess/umbrella placements. The outstanding support from CRI’s broker network resulted in approximately $40 million in written premium.

Broker Resources Advantages and Differentiators

There are myriad advantages for retail brokers to work with Broker Resources, including:

Broker Resources Cyber Product

Broker Resources Cyber Product

In 2018, BR partnered with Arch Insurance Company to launch a cyber product — E-Suite 24/7 — to help captive members manage online risks. The program uses social engineering coverage to protect executives of captive member-companies and their families from cyber attacks.

Here are a few highlights of the BR cyber program:

Commercial Cyber Policy

Covers executives and their families personally for full limits with additional personal social engineering coverage for $50,000.


Offers the option to cover personal identity theft for employees.

Broad Standard Coverage Template

Coverage includes:

Broker Resources FAQs

business hand clicking Q&A or Question and Answer button

Are you able to offer quotes for potential new members to a group captive?

Yes. A captive program submission and BR application is needed.

Will you offer quotes for buyers in the traditional market?

No. BR is focused solely on member-insureds or potential member-insureds of captives working with Captive Resources.

Are you placing mostly surplus lines business?

No. Eighty-five percent of our current placements are with standard admitted insurers.